The deal
Get a $250 bonus when you open a new 360 Checking account with promo code DEBIT250 and complete at least 20 qualifying debit card transactions of $10 or more within 75 days of account opening. The bonus is deposited within up to 60 days after the requirements are completed.
Capital One offers a $250 bonus to eligible customers who open a new 360 Checking account with code DEBIT250 on or after December 10, 2025, and complete the qualifying debit-card transaction requirement within 75 days; the bonus is deposited within up to 60 days after the requirements are completed.
How to get it
- Open a 360 Checking account with promo code DEBIT250.
- Complete the qualifying transaction requirement within 75 days.
Good to know
You’ll need
- ✓Open a new 360 Checking account using promo code DEBIT250.
- ✓Complete at least 20 qualifying debit card transactions of $10 or more within 75 days of account opening.
- ✓Keep the account open and in good standing when the bonus is deposited.
Not included
- ✕ATM transactions, peer-to-peer payments, ACH payments made with account and routing number, purchases associated with fraud, and PIN-based cash withdrawals do not qualify.
- ✕Ineligible if you had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder on or after January 1, 2024.
- ✕Cannot be changed or combined with another 360 Checking account opening offer; only one promotional code is accepted per account.
Verified by Stellair
The terms are checked on the brand’s own page.
- Terms checked on the brand’s own pagewww.capitalone.com/bank/choose-your-offer
- Not yet tested by peopleIt’s checked the way a shopper would the next time it changes.
SV-8A5B-D140 Ask your assistant
Here’s a verified offer from Capital One: Get a $250 bonus. From Dec 10, 2025.
✓ Stellair Verified · SV-8A5B-D140Questions, answered
How do I qualify for the $250 bonus?
Open a new 360 Checking account using promo code DEBIT250 and complete at least 20 qualifying debit-card transactions within 75 days of account opening. The page says each transaction must be $10 or more, but its detailed definition says a qualifying transaction is above $10.
Which transactions count?
The page says only in-person and online purchases made with the 360 Checking debit card qualify. ATM transactions, peer-to-peer payments, ACH payments made with your account and routing number, purchases associated with fraud, and PIN-based cash withdrawals do not qualify.
When will the bonus be deposited?
After the first 75 days, Capital One assesses and processes your bonus status, which can take up to 60 days. The page says eligible customers can expect the bonus within 135 days of account opening. Your account must be open and in good standing when the bonus is deposited.
Who is ineligible for this bonus?
You are ineligible if you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2024.
Can I combine this offer with another 360 Checking offer?
No. The offer cannot be changed or combined with another 360 Checking account opening offer, and only one promotional code is accepted per account.
Does opening the account require approval?
Yes. The page says the account is subject to approval.
Full terms every term, with where it came from
Value
- Benefit
- Get a $250 bonus when you open a new 360 Checking account with promo code DEBIT250 and complete at least 20 qualifying debit card transactions of $10 or more within 75 days of account opening. The bonus is deposited within up to 60 days after the requirements are completed.brand website ↗
- Type of offer
- Special offerbrand website ↗
Dates
- Starts
- Dec 10, 2025brand website ↗
- Time zone
- America/New_York
Who qualifies
- Audience
- Everyonebrand website ↗
- Requirements
- Open a new 360 Checking account using promo code DEBIT250.
- Complete at least 20 qualifying debit card transactions of $10 or more within 75 days of account opening.
- Keep the account open and in good standing when the bonus is deposited.
- Valid regions
- United Statesbrand website ↗
- Where it applies
- Anywhere in United Statesbrand website ↗
Exclusions
- Not included
- ATM transactions, peer-to-peer payments, ACH payments made with account and routing number, purchases associated with fraud, and PIN-based cash withdrawals do not qualify.
- Ineligible if you had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder on or after January 1, 2024.
- Cannot be changed or combined with another 360 Checking account opening offer; only one promotional code is accepted per account.
Redemption
- How to redeem
- Promo codebrand website ↗
- Promo code
DEBIT250brand website ↗- Steps
- Open a 360 Checking account with promo code DEBIT250.
- Complete the qualifying transaction requirement within 75 days.
Offer specifics
- Ongoing
- No end date
