The deal
New business checking customers can earn a cash bonus of $400, $550, or $825 based on the account balance on day 30. Open an eligible account with the offer code by November 10, 2026, meet the deposit and transaction requirements, and maintain the balance through day 60.
Wells Fargo offers new business checking customers a $400, $550, or $825 cash bonus based on their day-30 balance when they open an eligible account with the offer code by November 10, 2026, meet the deposit and transaction requirements, and maintain the balance through day 60.
How to get it
- Apply online through the offer page, where the offer code applies automatically, or request the code by email and provide it to a banker when opening the account at a branch.
- Complete the required deposit, balance-maintenance, and transaction activities.
Good to know
You’ll need
- ✓Open an eligible Wells Fargo Initiate Business Checking, Navigate Business Checking, or Optimize Business Checking account using the bonus offer code by November 10, 2026.
- ✓Deposit at least $2,500 by day 30 after account opening; the day-30 balance determines the bonus tier: $2,500–$9,999 earns $400, $10,000–$24,999 earns $550, and $25,000 or more earns $825.
- ✓Maintain the qualifying balance through day 60 after account opening.
- ✓Complete at least 5 qualifying posted transactions within the 60-day qualification period.
- ✓The account must be open and unrestricted when the bonus is paid.
Not included
- ✕Not available to current Wells Fargo business checking account owners, anyone who closed a Wells Fargo business checking account within the past 90 days, Wells Fargo employees, non-resident aliens, or foreign entities signing Form W-8.
- ✕Limit one business checking bonus per business and per business owner within a 24-month period.
- ✕Offer cannot be combined with another business checking offer.
Verified by Stellair
The terms are checked on the brand’s own page.
- Terms checked on the brand’s own pageaccountoffers.wellsfargo.com/business-checking-bonus
- Not yet tested by peopleIt’s checked the way a shopper would the next time it changes.
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Here’s a verified offer from Wells Fargo: Up to $825 business checking bonus. Until Nov 10, 2026.
✓ Stellair Verified · SV-4BC2-CFBFQuestions, answered
How much can I earn?
The day-30 account balance determines the maximum bonus: $2,500–$9,999 earns $400, $10,000–$24,999 earns $550, and $25,000 or more earns $825.
Which accounts qualify?
The offer data lists Initiate Business Checking, Navigate Business Checking, and Optimize Business Checking. The page specifically describes applying online for an Initiate Business Checking account; it says a new eligible business checking account can be opened at a branch with the offer code.
What do I need to do to earn the bonus?
Open an eligible account with the offer code by November 10, 2026; deposit at least $2,500 by day 30; maintain the qualifying balance through day 60; and complete at least 5 qualifying posted transactions within the 60-day qualification period.
What counts as a qualifying transaction?
The page lists posted business debit card purchases, posted payments initiated through Wells Fargo Bill Pay, and posted deposits made through the Wells Fargo Mobile app, ATM, branch teller, ACH, or wire transfer. Zelle transfers, withdrawals, transfers or payments to or from other Wells Fargo accounts, RTP or FedNow transfers, and debit card Original Credit Transactions do not count.
How do I apply with the offer code?
Apply online through the offer page, where the code applies automatically to an Initiate Business Checking application, or request the code by email and provide it to a banker when opening an account at a branch.
When will the bonus be paid?
After the 60-day qualification period, the bonus will be deposited into the new checking account within 30 days after all offer requirements are met.
Full terms every term, with where it came from
Value
- Benefit
- New business checking customers can earn a cash bonus of $400, $550, or $825 based on the account balance on day 30. Open an eligible account with the offer code by November 10, 2026, meet the deposit and transaction requirements, and maintain the balance through day 60.brand website ↗
- Type of offer
- Creditbrand website ↗
Dates
- Ends
- Nov 10, 2026brand website ↗
- Time zone
- America/New_York
Who qualifies
- Audience
- Businessbrand website ↗
- Requirements
- Open an eligible Wells Fargo Initiate Business Checking, Navigate Business Checking, or Optimize Business Checking account using the bonus offer code by November 10, 2026.
- Deposit at least $2,500 by day 30 after account opening; the day-30 balance determines the bonus tier: $2,500–$9,999 earns $400, $10,000–$24,999 earns $550, and $25,000 or more earns $825.
- Maintain the qualifying balance through day 60 after account opening.
- Complete at least 5 qualifying posted transactions within the 60-day qualification period.
- The account must be open and unrestricted when the bonus is paid.
- Valid regions
- United Statesbrand website ↗
- Where it applies
- Anywhere in United Statesbrand website ↗
Conditions
- Minimum spend
- Deposit at least $2,500 by day 30 after account opening.brand website ↗
Exclusions
- Not included
- Not available to current Wells Fargo business checking account owners, anyone who closed a Wells Fargo business checking account within the past 90 days, Wells Fargo employees, non-resident aliens, or foreign entities signing Form W-8.
- Limit one business checking bonus per business and per business owner within a 24-month period.
- Offer cannot be combined with another business checking offer.
Redemption
- How to redeem
- Booking linkbrand website ↗
- Steps
- Apply online through the offer page, where the offer code applies automatically, or request the code by email and provide it to a banker when opening the account at a branch.
- Complete the required deposit, balance-maintenance, and transaction activities.