The deal
Get a $400 bonus when you open a new Chase Total Checking account and make direct deposits totaling $1,000 or more within 90 days of offer enrollment. The offer expires January 27, 2027.
Chase offers new checking customers a $400 bonus when they open a new Chase Total Checking account, subject to approval, and make qualifying direct deposits totaling at least $1,000 within 90 days of offer enrollment; the offer expires January 27, 2027.
How to get it
- Choose “Open an account” to have the offer code applied, or enter an email address to receive the offer and bring it to a Chase branch.
- Complete the qualifying direct deposits within 90 days of offer enrollment.
Good to know
You’ll need
- ✓Open a new Chase Total Checking account, subject to approval.
- ✓Make qualifying direct deposits totaling $1,000 or more within 90 days of offer enrollment.
- ✓The enrolled account must not be closed or restricted when the bonus is paid.
Not included
- ✕Person-to-person payments, micro-deposits, and other non-qualifying deposits do not count.
- ✕Only one new checking account opening related bonus every two years from the last coupon enrollment date; one bonus per account.
Verified by Stellair
The terms are checked on the brand’s own page.
- Terms checked on the brand’s own pageaccount.chase.com/consumer/banking/seo
- Not yet tested by peopleIt’s checked the way a shopper would the next time it changes.
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Here’s a verified offer from Chase: Get a $400 bonus. Until Jan 27, 2027.
✓ Stellair Verified · SV-FFFB-E7CFQuestions, answered
How do I qualify for the $400 bonus?
Open a new Chase Total Checking account, subject to approval, and make qualifying direct deposits totaling $1,000 or more into it within 90 days of offer enrollment.
What counts as a qualifying direct deposit?
An electronic deposit of a paycheck, pension, or government benefits, such as Social Security, from an employer or the government using your Chase checking account and routing number.
Do person-to-person payments, micro-deposits, or transfers count?
No. Person-to-person payments and micro-deposits do not qualify. The page also excludes check deposits, external transfers, tax refunds, dividends, retirement distributions, direct payments, debit card transactions, and wire transfers.
When will Chase pay the bonus?
Within 15 days after you complete all the offer requirements. The enrolled account must not be closed or restricted when the bonus is paid.
Who is excluded from this offer?
It is not available to existing Chase checking customers, people whose accounts were closed within 90 days, or people whose accounts were closed with a negative balance within the last 3 years. Eligibility may also be limited based on account ownership.
How do I enroll in the offer?
Choose “Open an account” to apply the offer code, or enter your email address to receive the offer and bring it to a Chase branch.
Full terms every term, with where it came from
Value
- Benefit
- Get a $400 bonus when you open a new Chase Total Checking account and make direct deposits totaling $1,000 or more within 90 days of offer enrollment. The offer expires January 27, 2027.brand website ↗
- Type of offer
- Amount offbrand website ↗
Dates
- Ends
- Jan 27, 2027brand website ↗
- Time zone
- America/New_York
Who qualifies
- Audience
- Existing customersbrand website ↗
- Requirements
- Open a new Chase Total Checking account, subject to approval.
- Make qualifying direct deposits totaling $1,000 or more within 90 days of offer enrollment.
- The enrolled account must not be closed or restricted when the bonus is paid.
- Valid regions
- United Statesbrand website ↗
- Where it applies
- Anywhere in United Statesbrand website ↗
Exclusions
- Not included
- Person-to-person payments, micro-deposits, and other non-qualifying deposits do not count.
- Only one new checking account opening related bonus every two years from the last coupon enrollment date; one bonus per account.
Redemption
- How to redeem
- Booking linkbrand website ↗
- Steps
- Choose “Open an account” to have the offer code applied, or enter an email address to receive the offer and bring it to a Chase branch.
- Complete the qualifying direct deposits within 90 days of offer enrollment.