Earn cash back on purchases

The deal

Earn 5% cash back on up to $1,500 in combined purchases in quarterly bonus categories each quarter you activate, plus 5% on travel purchased through Chase Travel, 3% on dining and drugstore purchases, and 1% on other purchases. The quarterly categories require activation and the 5% rate applies up to the stated quarterly spending cap.

Chase Freedom Flex cardmembers can earn 5% cash back on up to $1,500 in combined quarterly bonus-category purchases each quarter they activate, plus 5% on Chase Travel purchases, 3% on dining and drugstore purchases, and 1% on other purchases.

Who can get itMembers

WhereAnywhere in United States

WhenNo end date published

How to get it

Activate the quarterly bonus categories

Good to know

You’ll need

✓Activate the quarterly bonus categories by the activation deadline
✓Quarterly 5% rate applies to up to $1,500 in combined purchases in the categories

Not included

✕Quarterly categories and select merchants may vary
✕After $1,500 in combined quarterly category purchases, those purchases earn 1%

Verified by Stellair

The terms are checked on the brand’s own page.

Terms checked on the brand’s own pagecreditcards.chase.com/cash-back-credit-cards/freedom/flex
Nov 4, 2026
Not yet tested by peopleIt’s checked the way a shopper would the next time it changes.

See the certificate SV-7E98-46A3

Ask your assistant

✦

Here’s a verified offer from Chase: Earn 5% cash back. No end date published.

✓ Stellair Verified · SV-7E98-46A3

ChatGPT and Claude answer with these exact terms once you connect Stellair.Connect an assistant →

Questions, answered

Do I need to activate the quarterly bonus categories?

Yes. You must activate the 5% quarterly bonus by the activation deadline for that quarter.

What is the spending cap for the quarterly 5% rate?

The 5% rate applies to up to $1,500 in combined purchases in the quarterly bonus categories each quarter you activate.

What happens after I spend $1,500 in quarterly bonus categories?

Purchases in those categories earn 1% cash back after the combined $1,500 cap is reached.

Which purchases earn 5% outside the quarterly categories?

Purchases made through Chase Travel earn 5% cash back.

Which purchases earn 3% cash back?

Dining at restaurants, including takeout and eligible delivery services, and drugstore purchases earn 3% cash back.

Full terms every term, with where it came from

Value

Benefit: Earn 5% cash back on up to $1,500 in combined purchases in quarterly bonus categories each quarter you activate, plus 5% on travel purchased through Chase Travel, 3% on dining and drugstore purchases, and 1% on other purchases. The quarterly categories require activation and the 5% rate applies up to the stated quarterly spending cap.brand website ↗
Type of offer: Percentage offbrand website ↗