The deal
The monthly service fee is $0 for a statement period if you have at least $250 in qualifying electronic deposits or an account owner is age 17–24. Otherwise, the fee is $4.95. Newly opened accounts are not charged a monthly service fee for at least the first two statement periods.
Chase Secure Banking account owners pay a $0 monthly service fee for a statement period if they have at least $250 in qualifying electronic deposits or an account owner is age 17–24; new and converted accounts are fee-free for at least their first two statement periods, otherwise the fee is $4.95.
Good to know
You’ll need
- ✓Have $250 or more in qualifying electronic deposits during each monthly statement period, or have an account owner age 17–24.
- ✓New and converted accounts are not charged a monthly service fee for at least the first two statement periods.
Not included
- ✕Qualifying electronic deposits exclude Zelle, cash, checks, wire transfers, and interest payments.
Verified by Stellair
The terms are checked on the brand’s own page.
- Terms checked on the brand’s own pageaccount.chase.com/consumer/banking/secure
- Not yet tested by peopleIt’s checked the way a shopper would the next time it changes.
SV-2052-8765 Ask your assistant
Here’s a verified offer from Chase: The monthly service fee is $0. No end date published.
✓ Stellair Verified · SV-2052-8765Questions, answered
How can I avoid the monthly service fee after the initial fee-free period?
For each statement period, have at least $250 in qualifying electronic deposits or have an account owner who is age 17–24. Otherwise, the monthly service fee is $4.95.
Which deposits count toward the $250 requirement?
Qualifying electronic deposits include payments from employers or government entities made through ACH, RTP, FedNow, or third-party services that facilitate payments to your debit card through the Visa or Mastercard network.
Do Zelle payments, cash, checks, wire transfers, or interest payments count toward the deposit requirement?
No. These are excluded from qualifying electronic deposits.
Are new accounts charged a monthly service fee right away?
New and converted accounts are not charged a monthly service fee for at least their first two statement periods. After that, the fee applies unless an account owner meets one of the stated ways to avoid it.
Full terms every term, with where it came from
Value
- Benefit
- The monthly service fee is $0 for a statement period if you have at least $250 in qualifying electronic deposits or an account owner is age 17–24. Otherwise, the fee is $4.95. Newly opened accounts are not charged a monthly service fee for at least the first two statement periods.brand website ↗
- Type of offer
- Special offerbrand website ↗
Dates
- Time zone
- America/New_York
Who qualifies
- Audience
- Everyonebrand website ↗
- Requirements
- Have $250 or more in qualifying electronic deposits during each monthly statement period, or have an account owner age 17–24.
- New and converted accounts are not charged a monthly service fee for at least the first two statement periods.
- Valid regions
- United Statesbrand website ↗
- Where it applies
- Anywhere in United Statesbrand website ↗
Exclusions
- Not included
- Qualifying electronic deposits exclude Zelle, cash, checks, wire transfers, and interest payments.brand website ↗
Redemption
- How to redeem
- Automaticbrand website ↗
Offer specifics
- Ongoing
- No end date